HH Kentronakan banky haytararutyunn e taracel hiphoteqayin varkavorman cragreri masin:

Haytararutyan mej, masnavorapes, asvum e.

«Hayastani hiphoteqayin shukan iracveli, kayun u husali dardznelu ev hasarakutyan tarber xaveri hamar dramayin hiphoteqy hasaneli ev matcheli dardznelu npatakov 2009t. steghcvel en «Azgayin Hiphoteqayin Ynkerutyun» VVK PhBY ev «Bnakaran eritasardnerin» VVK PhBY: Ays ynkerutyunneri koghmic arajarkvogh hiphoteqayin varkayin cragrern irakanacvum en hetfinansavorman sxemayi mijocov, vory, terevs, shukayakan mexanizmneri pahpanman ev riskeri karavarman tesankyunic aravel ynduneli e mijazgayin praktikayum: Gorcynker varkayin hastatutyunnery hastatum en varky, vory cragri chaphanishnerin bavararelu depqum, aynuhetev verafinansavorvum e very nshvac ynkerutyunneri koghmic: Nman sxemayi kirarutyuny bacatrvum e «ardaraci paymanner bolori hamar» skzbunqov, erb ayn tuyl e talis apahovel ardaraci paymanner te hasarakutyan tarber xaveri hamar arajnayin shukayum hiphoteqic ogtvelu, te finansakan shukayi erkarazhamket kayun zargacman hamar xeghatyurumner chsteghcelu tesankyunic:

Nerkayums «Eritasard yntaniqin: matcheli bnakaran» petakan npatakayin cragri nerqo varkery tramadrvum en aravelaguyny 7.5%-ov, isk Azgayin hiphoteqayin ynkerutyan cragreri depqum tokosadruyqy tatanvum e 11%-i shurj: Ynd vorum, «Azgayin hiphoteqayin ynkerutyan» cragreri depqum chen gorcum bolor ayn sahmanaphakumnery, voronq arka en «Eritasard yntaniqin: matcheli bnakaran» cragri hamar: Lracucich guyqi gravadrman kam kanxavtchari apahovagrutyan depqerum 2 cragri hamar el kanxavtchary nvazum e minchev 10%: Mievnuyn zhamanak, hatkanshakan e, vor karucapatoghic ansharzh guyqi dzerqberman depqum varkarunery karogh en ogtvel vtcharvogh tokosneri dimac ekamtayin harki veradardzi hnaravorutyunic, ev aydpisov isk phastaci tokosadruyqy nvazecnel minchev 0%: Tvyal depqum varky phastaci tramadrvum e grete antokos, ev grete tarberutyun chka: varky tramadrvum e Azgayin hiphoteqayin ynkerutyan, te Bnakaran eritasardnerin ynkerutyunneri koghmic, hetevabar eakan che naev varkarui amusnakan kargavitchaky: Ayspes, orinak: karucapatoghic bnakaran dzerq berelu depqum aravelaguyn 24 mln dram chaphov 7.5%-ov varky tramadrelu depqum 450 haz. dram amsakan ekamut unecogh tnayin tntesutyuny 20 tarva yntacqum tokosneri dimac ekamtayin harki veradardzi paragayum 22.4 mln dram tokosavtchari phoxaren vtcharelu e miayn 1.5 mln dram, ev ays depqum varki phastaci tokosadruyqy nvazum e minchev 0.1%: Nuyn tramabanutyamb Azgayin hiphoteqayin ynkerutyan standart cragrerov varkavorman depqum tarekan ardyunavet tokosadruyqy hatchaxordi hamar kazmum e mot 0.3% ekamtayin harki veradardzic heto:

Krkin andradarnalov hiphoteqayin cragreri gorcynkernerin: nshenq, vor varkarunery karogh en ogtvel inchpes «Eritasard yntaniqin: matcheli bnakaran» petakan npatakayin cragric (ete bavararum en ays cragri paymannerin, inchpes orinak: eritasard yntaniq en, voronc gumarayin tariqy chi gerazancum 70 tarin), aynpes el Azgayin hiphoteqayin ynkerutyan koghmic irakanacvogh cragreric, voronc depqum chen gorcum very nshvac petakan cragri sahmanaphakumnery:

Ynd vorum, sa hnaravorutyun e talis hasarakutyan aveli layn zangvacnerin unenalu havasar hnaravorutyunner arajarkvogh hiphoteqayin cragreric ogtvelu hamar, ayl voch te steghcel arhestakan artonutyunner vorosh masnagitutyunneri nerkayacucichneri hamar miayn»: