Ayn hangamanqy, vor gyughatntesakan varkery, ibrev biznes varker, hatchax vercvel en bolorovin ayl npataknerov (harsaniq, virahatutyun, xopan gnalu inqnatiri toms, partqeri marum...), vaghuc haytni e: Ayd masin menq bazmics grel enq, masnavorapes naev «Patmutyunner aghqatutyan masin», «Artagaghty Hayastanic», «Kyanqy shat txur e» grqerum, hodvacnerum, nerkayacrel taratesak qnnarkumnerum: Masnavorapes bolor gyughnaxararnern imacel en ayd caghkogh erevuyty: Da hamarya bolorin harmar er ev lrutyuny geradaseli er: Bankery hashvetvutyunner ein nerkayacnum biznes varkeri qanaki masin (hazaravor), karavarutyuny ir «hashvetvutyunnerum» grancum er biznesi caghkman masin, varkarunery elqer ein gtnum irenc kencaghayin tchgnazhamy hetadzgelu ev hogevvarqy erkaracnelu, ahagin mard ashxatavardz er stanum dranq spasarkelu hamar ev ayln: Varkaruneri korustnery sovorabar chi hashvarkvum, che vor ayd varkery gravov ein trvum ev chveradardzvelu depqum bankery jri gnov vaxarum ein gravadrvac guyqy, anasuny, voskegheny...Ays amboghj keghciqi tak taqnvum er finansakan shrjanarutyan keghc patker, gyughatntesutyuny hatkapes manr hoghatereri depqum parzapes mernum er, artadranq aydpes el cher stacvum, bayc hashvetvutyunnerum varkaruneri chmshakvac gyughatyntesakan hoghery nerkayacvum ein vorpes ogtagorcvogh erkargorcakan hogher: Tghterov, inchpes hamarya bolor volortnerum, tntesakan caval ev zargacum kar, gorcnakanum: aghqatutyun, nvastacum, varkayin tchortacum, socialakan degradacia:

Te inchu ishxanutyany shat harmar er, vor Hamashxarhayin Banki: mer petutyany trvac 1-2 tokosanoc varkery bankery heto bnakchutyany vatcharum ein 22-24 tokosov, qnnarkman mek ayl tema e: Mek ayl tema e naev, vor petutyan 7 mlrdanoc artaqin patqi tak taqnvac e nerkayis oligarxneri ev irenc biznesnery Hayastanic artahanac tntesvaroghneri bankayin varkayin artonutyunneri harcery: Aysor ayd artaqin partqy mer erkri nvazac bnakchutyan vtit userin e, ev mer erkri qich te shat havaknot tntesakan cragreri mec xochyndotneric meky: