- Amarn avartvec, isk tchamphordutyunneri shrjany: voch․ qani der eghanaky tuyl e talis, grete amen shabat/kiraki phordzum enq mer hangisty kazmakerpel bnutyan grkum։ Marzer tchamphordelis el, iharke, ogtvum enq xanutneric, srtcharanneric kam zhamanci vayreric, ev shat uraxali e tesnel, vor arden mi sharq marzerum hnaravor e vtcharel Idramov։ Knsheq: vor marzerum eq himnakanum zargacnum QR-vtcharumnery։

- Miangamayn tchisht eq nkatel․ Idram&IDBank havelvacov arden hnaravor e vtcharumner katarel shurj 17․500 vatcharaketerum․ dranq xanutner en, spasarkman keter, ayd tvum: restoranner, hyuranocner, gegheckutyan srahner, bzhshkakan kentronner, vareliqi licqavorman keter, zvartchanqi vayrer ev mi sharq ayl hastatutyunner։ Karcum em: mer ogtaterery khastaten, vor aysor arden hnaravor e aranc grpanum kam dramapanakum angam mi dram unenalu ogtvel Hayastanum arka grete bolor carayutyunneric, katarel anhrazhesht gnumner te snndi, te hagusti xanutneric, ogtvel restoranneric ev nuynisk elektronayin teyavtchar toghnel։ Sa arajin hertin shurj 17․500 vatcharaketum vtcharman hnaravorutyun unenalu ardyunqn e․ ynd vorum: sa paymanavorvac e voch miayn mer ashxatanqov։ Menq yndlaynum enq Idramov vtcharman hnaravorutyun unecogh vatcharaketeri qanaky naev mer ogtatereri aktiv ajakcutyan shnorhiv, qani vor verjinners irenc hertin hushum en ev mez, ev ayn vatcharaketerin, voronq der chunen Idrami vtcharman hnaravorutyun, apahovel ayd hnaravorutyuny։

Nshacs hangamanqn anchaph uraxali e mez hamar, qani vor sa iskapes nshanakum e, vor Idramy voch miayn uni Hayastanum vtcharayin amenamec cackuyty, ayl naev amenasirvac vtcharayin mijocn e։ Bnakanabar, da el uni ir pattcharnery:

- harmaravetutyun,

- aragutyun,

- finansabankayin gorciqneri bazmazanutyun։

Inch veraberum e henc marzerum taracvacutyan astitchanin, apa nshem, vor Idramn arden laynoren taracvac e grete bolor marzerum․ amenamec cackuyty Shirakum e, heto Lorium, bayc menq sharunakum enq ashxatel anxtir bolor marzeri ughghutyamb, vorpeszi mer qaghaqacinern unenan Idramov vtcharman el aveli bazmazan keter angam amenaheravor marzerum։

Idramy bolori hamar e․ komercion tnoren Grigori Yolyan

- Phastoren: Duq sharunakum eq Hayastanum zargacnel ankanxik vtcharumnery։ Derevs 2020 tvakanin Idramy handes ekav hetaqrqir arshavov: «Voch qeshin»։ Vorn er arshavi npataky, ev inch eq karcum: Dzer janqeri ardyunqn inchpisin e։

- «Voch qeshin» arshavy meknarkecinq 2020-in, sakayn irakanum shat avel vagh einq xosum ayn masin, vor qeshn aylevs zhamanakakic che, ete ka vtcharman aynpisi mijoc, inchpisin Idramn e։ Iharke xosel «qeshi dem», erb unes derevs mot 2000 vatcharaket, vortegh kareli e vtcharel Idramov, ev xosel ayn zhamanak, erb ayd keteri tivn arden shurj 17․500 e, hamadzayneq, liovin tarber baner en (xmb․ - zhptum e)։ Ayo, menq vstah einq, vor apagan ankanxik ev anhpum vtcharumnerinn e, vortegh QR-vtcharumnern unen irenc anphoxarineli dery, ev iskapes, anhpum vtchareln aveli harmar e, qan qeshov kam angam qartov։ Mer ogtaterery lav khishen «Qeshy dzeri keght a», «Ho du hin ches», «Qeshy pheshicd taphi» ev shat ayl tevavor dardzac xosqery։ Tvum e, te dranq parzapes artahaytutyunner en, bayc nax mer hasarakutyuny sirec ayd pitaknery: stiqernery, ev heto: ayo, mer arshavy tpavorich ardyunq unecav։ Dra apacuycn e naev orakan ktrvacqov katarvogh QR vtcharumneri qanaky, vory 2020-i hamemat atchel e grete mi qani tasnyak angam։

Isk arshavn aveli qan ardiakan er henc 2020-in, erb taracvec charabastik qovidy, ev harkavor er hnaravorins bacarel tghtadramneri het shphumy, voronq manreneri ev varakneri taracman herosneric en։ Usti Idramy voch miayn aktivoren sksec avelacnel gorcynker vatcharaketeri tivy, ayl naev yndlaynec teyavtchar toghnelu funkcionaly snndi bolor hnaravor keterum, vorpeszi mer qaghaqacinern angam teyavtchar toghnelu hamar stipvac chlinein dipchel tghtadramnerin։

Idramy bolori hamar e․ komercion tnoren Grigori Yolyan

- Inchpes nsheciq: uneq shurj 17․500 gorcynker, voronq Idramov vtcharumner en yndunum․ sa iskapes tpavorich tiv e, ev ays arumov Idramn anxos arajatar e։ Inch aravelutyunner en stanum Dzer gorcynker vatcharaketery։

- Shurj 17․500 vatcharaket henc ays pahin e, bayc amen or ayd tivn atchum e։ Sksenq nranic, vor Idrami hamagorcakcutyuny cankacac vatcharaketi het erkusteq shahavet e։ Qani vor Idramy Hayastanum amenataracvac finansakan havelvacn e, menq unenq aveli qan mi qani haryur hazar aktiv ogtater, ev bnakan e, vor nranc mec masy geradasum e vtcharum katarel henc Idramov։ Ete mi qani tari araj Idrami vatcharqi timn er phordzum nergravel nor vatcharaketer, apa hima ayd gorcyntacy erkkoghmani e։ Shat depqerum vatcharaketern irenq en mez dimum «Idram teghadrelu» xndranqov, ev hatchax dra drdapattchary hatchaxordneri cankutyunn e։ Ays arumov uzum em naev shnorhakalutyun asel mer hatchaxordnerin ev gorcynkernerin, voronq, inchpes ev menq, arajnordvum en hatchaxordnerin lavaguyn phordzarutyun apahovelu ev harmaravetutyan gaghapharov։ Ays paragayum vatcharaketeri tesankyunic Idramov vtcharman hnaravorutyun unenaly voch miayn irenc hatchaxordneri nkatmamb loyalutyan gorciq e, aylev vatcharqneri atchin e ughghvac։ Inchpes giteq: 2020 tvakanin Idramn u IDBank-y arajiny Hayastanum nerdrecin Rocket Line tvayin apariky, vory «Gnir hima, vtcharir heto» skzbunqov gorcogh finansakan gorciq e ev layn taracum e stanum ashxarhum։ Mi koghmic: ayn mer ogtatererin azatum e avelord qashqshukic, qani vor irenc hamar Banky naxahastatum e voroshaki sahmanachaph, ev aylevs kariq chka phastatghter nerkayacnelu ev erkar spaselu apariki hastatmany։ Myus koghmic: sa heghaphoxakan gorciq e vatcharaketeri hamar, qani vor Rocket Line-ov vtcharumy texnikapes vochnchov chi tarbervum Idramov sovorakan vtcharumic, isk hatchaxordy yndameny erku-ereq lracucich hpum e anum ev akntartayin gnum katarum։

Phastaci Rocket Line tvayin apariky gorcum e bolor 17․500 vatcharaketerum, ur ka Idramov vtcharman hnaravorutyun։ Isk ete vatcharaketn yntrum e mez het hamagorcakcutyan Rocket Line 0% tarberaky, apa sa vatcharqneri lracucich mec xtan e handisanum, qani vor hatchaxordnery hnaravorutyun en stanum gnel apranqy henc ayd pahin: vtcharelov minchev 12 amsum tchisht nuyn giny ev voch mi luma avel։ Ays pahin aydpisi vatcharaketeri tivy shurj 6000 e։

Urax em kisvel naev evs mek hetaqrqir norutyamb․ mer ogtaterern arden 2-3 amis e: unen hnaravorutyun ogtvelu Rocket Line-ov vtcharman minchev 36 amsva tarberakic։ Aveli hstak: minchev 30,000 HH dram ankanxik vtcharumner katarelu depqum Rocket Line-i aravelaguyn zhamkety minchev 12 amis e, 30,000 HH dramic minchev 500,000 HH dram vtcharumneri depqum: 24 amis, isk 500,000 HH dramy gerazancogh vtcharumneri depqum aravelaguyn zhamkety arden 36 amis e։ Ays depqum hatchaxordy gnman pahin parzapes yntrum e iren harmar zhamkety ev paymanagrov naxatesvac kargov vtcharumnery katarum e havasarachaph marumneri dzevov, vory vatcharaketic kam hatchaxordic krkin avel qayl chi pahanjum։

- Qani vor xoseciq Rocket Line tvayin apariki masin, andradarnanq naev ayn harcin, te vorqanov hesht yndunvec ays gorciqy mer hasarakutyan koghmic։ Dzer ogtatereric shatery vstahabar canot chein Buy now, pay later vtcharman dzevachaphin։ Inch patker uneq aysor, vorqanov e Rocket Line-y kirarvum։

- Inchpes arden nsheci: Buy now, pay later dzevachaphn arajiny Hayastanum nerkayacrel en IDBank-n u Idramy։ Iharke, skzbum ayn bavakanin dzhvar yndunvec mer hasarakutyan koghmic, ev hamematutyan hamar piti asenq, vor produkti gorcarkman arajin 6 amsva hamemat hajordogh mek tarva yntacqum knqvel er Rocket Line-i 7 angam avel paymanagir։ Aysinqn: henc ayn pahic, erb mer ogtaterern yndunecin produkty, aveli tchisht: hstak patkeracum kazmecin dra aravelutyunneri masin, menq unecanq Rocket Line tvayin apariki ogtagorcman ktruk atch։ Aysor arden Rocket Line-y mer ogtatereri hamar amenorya gorciq e dardzel․ shatern ayn ogtagorcum en ayn zhamanak, erb shtap gnum e harkavor anel, bayc der ashxatavardzin mi qani or ka, heto marum en ayn: vtcharelov yndameny ayd mi qani orva tokosy, kam el yndhanrapes tokos chen vtcharum Rocket Line 0%-i depqum, shatery mec gnumner katarelis yntrum en henc Rocket Line 0%-ov vatcharaket, katarum en gnumy ev heto marum gumary irenc cankacac grafikov minchev 12 amsum։ Amen mekn ogtagorcum e Rocket Line-n yst tvyal pahi kariqi: harmarecvac henc ir aprelakerpin։ Piti nshem, vor produkti gorcarkumic i ver arden isk knqvel e shurj 2,2 mln paymanagir, aysinqn: verjin 3 tarva yntacqum nuynqan angam ays gorciqy ogtakar e eghel mer hatchaxordnerin։ Sa lurj cucanish e, ev xosum e ayn masin, vor produkty sirvel e mer ogtatereri koghmic։ Menq el, iharke, sharunakum enq zargacnel Rocket Line-y: ayn aveli harmar ev shahavet dardznelov mer ogtatereri hamar։

- Xoseciq hatchaxordneri nkatmamb loyalutyan masin, usti menq chenq karogh shrjancel naev Idplus loyalutyan hartaky։ Inch arandznahatkutyunner uni Idrami myus razmavarakan gorcynkeroj produkty, ev inchu vorosheciq hamagorcakcel։

- Idplus loyalutyan hartaky: havelvacy, tvayin dasht e teghaphoxel boloris haytni bonusayin qartern u 1100-ic aveli keterum, ur ka Idramov vtcharman hnaravorutyun, bonusayin miavorner e talis։ Dranq avtomat kerpov havaqvum en tvyal vatcharaketi tvayin bonusayin qarti vra։ Inch e da nshanakum․ ete nerberneq Idplus havelvacy, ktesneq, vor ayn mekteghum e mi sharq aravelutyunner։ Ynd vorum: hatchaxordic ev vatcharaketic voch mi lracucich qayl chi pahanjvum bonusi tramadrman hamar։ Bolor gorcoghutyunnery avtomatacvac en, inchpes Idrami, aynpes el gorcynkerneri koghmic matucvogh bolor carayutyunneri paragayum։

Ev ayspes, Idplus hartaki shnorhiv hatchaxordy karogh e․

· Stanal bonusner ev qeshbeqer 1100-ic aveli gorcynkerneri mot anhpum QR-vtcharumner katarelov,

· Atchurdum zeghchov vatcharel kutakac bonusnery: vatcharqic goyacac gumary stanalov Idram dramapanakin akntartoren, inchpes naev atchurdov gnel bonusner zeghcherov ayl ogtatereric, ynd vorum: atchurdy irakanacvum e holandakan atchurdi dzevachaphov, ev ir bonusy vatcharelis zeghchi chaphy karogh e voroshel henc hatchaxordy,

· Cankacac pahi nvirel kam stanal tvayin nver-qarter: aranc vatcharaket aycelelu, ankax gtnvelu vayric ev aranc avelord tghtabanutyan,

· Ogtagorcel nver-qartery kam kutakvac bonusnery gorcynkerneri mot gnumner katarelis tchisht ayn nuyn tramabanutyamb, inch Idramov gnum katarelis,

· Katarel kombo-vtcharumner: nver-qartov, bonusnerov, Idram-ov vtcharumy hamadrelov Idplus havelvacum,

· Hetevel kutakac bonusayin miavornerin u gorcarqneri voghj patmutyany anmijapes havelvacum։

Vatcharaketeri hamar Idplus-y carayum e vorpes loyalutyan lracucich hartak։ Idplus-i mijocov kareli e heshtutyamb karavarel sephakan akcianery ev bonusayin hamakargy, ev ays ameny: yndameny mek tvayin hartakum։ Idplus-i gorcynker vatcharaketery karogh en․

· Nerdnel bonusneri ev qeshbeqeri hashvarkman ev tramadrman sephakan mexanizm,

· Steghcel tvayin nver-qarter,

· Hatchaxordnerin arajarkel akcianer hatuk paymannerov: inqnuruyn voroshelov akciayi ory, zhamy, ktroni gumari chaphy, konkret apranqatesaky ev ayln,

· Ugharkel Push-teghekacumner irenc hatchaxordnerin akcianeri masin,

· Gnahatel sephakan loyalutyan cragreri kam akcianeri ardyunavetutyuny hartakum patrasti hashvetvutyunneri mijocov։

Mi xosqov: Idplus-y loyalutyan universal hartak e, vory havasarapes ogtakar u shahavet e te gorcynker vatcharaketeri, te nranc hatchaxordneri hamar։

I dep, mi uraxali lurov kisvem: Idplus hartakum arden hnaravor e dzerq berel ev nvirel vareliqi licqavorman qarter, voronc mijocov hnaravor klini gnel vareliq el aveli shahavet paymannerov, masnavorapes: xnayelov vareliqi gni 2-4%-y։ Qarti te gnumy, te dranov vtcharumy vayrkyanneri harc e․ carayutyunn arayzhm hasaneli e RAN Oil-i bolor keterum, vstah enq, vor shutov mez kmianan naev ayl gorcynkerner։

- Phastoren: stacvum e, vor nerkayum Idramy mek hartakum ir ogtatererin bazmativ carayutyunner e arajarkum: xnayelov nranc zhamanaky ev apahovelov nor, zhamanakakic phordzarutyun։ Inch npatakner uni Idramn arajikayum։

- Te mer ogtaterery, te gorcynker kazmakerputyunnery, karcum em, vstah en, vor Idramy atchogh ev mshtapes zargacogh ynkerutyun e, vory tramadrum e zhamanakakic ev harmaravet finansakan gorciqner։

Dra apacuycn e naev bolorovin verjers steghcvac Idram Junior havelvacy minchev 16 tarekan erexaneri, patanineri hamar։ Ays naxagicy xosum e ayn masin, vor Idramy standznum e naev finansapes graget serund krtelu patasxanatvutyuny։ Havelvacn, iharke, sahmanaphak hnaravorutyunner uni, ev pataninerin hnaravorutyun e talis katarel vtcharumner shurj 17․500 keterum, phoxancumner anel irenc yntaniqi andamnerin ev licqavorel irenc heraxosy։ Ays funkcionaly evs yndlaynvelu e ev sovorecnelu e naev xnayel, karavarel sephakan mijocnery ev ayln։ Iharke, piti nshem, vor ays bolor gorcoghutyunnery mer krtser ogtaterery katarelu en bacarapes irenc cnoghneri verahskoghutyamb, qani vor yuraqanchyur Idram Junior «kcvac» e cnoghi Idram&IDBank havelvacin:

Ete yndhanracnenq, apa mer razmavarakan gorcynkerneri het karucac ekohamakargn ays pahin arden isk tuyl e talis pndel, vor Idramy harmar, arag, kirareli vtcharayin gorciqneri hamaxumb e: hartak, vory mi sharq harcer e lucum ir ogtatereri ev gorcynkerneri hamar։ Menq ashxatum enq ays mec ekohamakargi yndlaynman, funkcional hnaravorutyunneri zargacman ughghutyamb, ev bac enq cankacac hamagorcakcutyan, naev: shukayi ayl xaghacoghneri hamar, inchy, vstahecnum em, kashxati miayn win-win dzevachaphov, vorovhetev menq sirum enq asel, vor Idramy bolori hamar e։