Marti 20-in, lragroghneri het handipman zhamanak hatuk andradardzel ei anmardkayin paymannerov sparoghakan varkeri tramadrman xndrin, vori himnakan «meghavornery» varkayin kazmakerputyunnern en, aynuhetev gravatnery:

Marti 21-in, i uraxutyun indz, karavarutyan nisti zhamanak andradardz eghav ayd xndrin:

Parzvec, vor Varchapety irakanum teghyak chi, vor hanrapetutyunum tramadrvum en varker, voronc phastaci tokosadruyqy haryur kam mi qani haryur tokosi e hasnum: Tpavorutyun kar, vor KB naxagahn u Phoxvarchapety amen inch anum ein, vor teri zekucen Varchapetin, liarzheq patkery verjinis chnerkayacnen ev arag ancnen ayl temaneri:

Hatuk paron Varchapeti hamar:

1. Varkayin kazmakerputyunnery aysor tramadrum en varker kam phoxarutyunner, voronc phastaci tokosadruyqy tarekan hasnum e mek kam mi qani haryur tokosi: Phastaci tokosadruyq nshanakum e, vor anvanakan tokosadruyqin avelanum en spasarkman, komision, kanxikacman, tramadrman ev ayl mtacacin carayutyunneri hamar vtcharner:

Ardyunqum mardy karogh e vercnel ereq haryur hazar dram vark ev mek tarva hamar stipvac lini het vtcharel mek milion dram:

2. Gravatnery «dazhanutyamb» zijum en varkayin kazmakerputyunnerin ev zbaghecnum en erkrord «patvavor» horizonakany: Irenc mot, vorpes, kanon tarekan haryur tokosy chi gerazancum:

3. Volortum orensdrutyuny aynpisin e, vor hangist kareli e zbaghvel orinakan vashxarutyamb: Bnakan e, vor ayn grvel e naxord ishxanutyunneri koghmic ev irenc hamar: Qreakan orensgrqov naxatesvac vashxarutyan himqum varki anvanakan tokosn e, vorn ays depqum hangist shrjancvum e:

Goyutyun uni naev 2008-in yndunvac «Sparoghakan kreditavorman» masin HH orenqy, vorov parzapes sahmanvac e phastaci tokosadruyqi hashvarkman banadzevy ev varkaruin partadir canucelu pahanjy, sakayn aravelaguyn shemi sahmanaphakum chka:

4. Ays varkatesakneri «aravelutyunn» ayn e, vor dranq tramadrvum en shat arag, aranc erkar phastatghtayin qashqshukneri:

Drancic ogtvum en mardik, voronq gtnvum en xist kariqi mej tvyal pahin, voronc inch-inch pattcharnerov gumary harkavor e shat hratap: Aghqatutyan ev gorcazrkutyan ays paymannerum nman mardik shat kan Hayastanum:

Sa nman e anapatum jur vatcharelun, isk nman biznesi terery patahakan mardik chen linum:

KB naxagah Javadyany nisti zhamanak tetevaki nshec, vor vagh ancyalum arajarkel en karavarutyany sahamaphakel tokosadruyqneri verin sahmanachaphy, bayc verjinners yntacq chen tvel:

Harc e arajanum: «ba hima inchi cheq arajarkum, hima el ho Karavarutyuny mtahogvac e zhoghovrdi tchakatagrov, hima el ho chkan biznesmen pashtonyaner»: Bolorn el ashxatavardzov en aprum, mek-mek el pargevavtchar en stanum:

Phoxvarchapet Grigoryany karciq haytnec, vor varchararutyamb ays harcy charzhi lucel: Ba el inch anen piti zhoghovrdi handep, vor imast unena varchararutyamb mijamtely:

Paron Phashinyan jan, parzeq Dzer hamar, te tntesakan tevi ays ghekavarnerin vorqanov e hetaqrqrum tntesakan heghaphoxutyan herankary:

«Barekecik Hayer» naxadzernutyan ghekavar Ernest Ghazaryan